How Much Home Can I Afford Making $150,000 per Year?


Did you know that owning a home could be more affordable than you think making $150,000 per year? You’ll want to build a mindful budget, and do some research, but there are many ways to success. We’re here to help! Nickel City Funding in Orchard Park, NY supports a variety of home buyers. Tell us… [Read More]

What is Escrow and How It Works


Nickel City Funding, Inc. is here to help make the escrow and closing process for your mortgage simple. Our team in Orchard Park, NY has helped many people understand how each step works. Though it may seem complicated, escrow is simply a financial structure were a third party holds and monitors the payment of funds… [Read More]

How to Invest in Real Estate


Nickel City Funding, Inc. wants to help you learn how investors make great purchases in real estate in Orchard Park, NY. Investing in the housing market will require solid financial skills and backing. Nickel City Funding, Inc. wants to help these people find great investment properties in Orchard Park, NY. We can help investors close… [Read More]

Understanding Freddie Mac and Fannie Mae


Fannie Mae and Freddie Mac may sound like the names of some country music star. In fact, these are some of the largest mortgage companies in the United States. These government-sponsored private mortgage companies are often referred to as “secondary market lenders.” However, they not only back and buy loans—they set rules and regulations for… [Read More]

Investment Property Loans


Are you interested in growing your assets through real estate? There’s a lot of opportunity and a lot to learn about qualifying for mortgages. Nickel City Funding wants to help you build wealth through real estate in Orchard Park, NY through investment property loans. We would love to work with you to close a deal… [Read More]

1- and 4-Unit Multifamily Financing


Owning a multifamily complex can be a wonderful opportunity to build wealth and learn more about real estate investment. Earn rental income even while you live on-site while building up savings and equity in the building.  The process of financing one- and four-unit properties can very similar to obtaining a mortgage on a single-family home…. [Read More]

20 Questions to Ask Your Mortgage Lender When Buying A Home


It can get very challenging understanding all the technicalities of a mortgage. You must be thorough and do your research carefully. This week, Nickel City Funding provides Orchard Park, NY customers with a list of twenty questions to ask a mortgage lender before purchasing a home. In speaking to lenders, we have found the below… [Read More]

Homestyle Renovation Loans


Homestyle Renovation Loans are commonly used to upgrade a home in need of repairs during or right after the initial purchase. While it is not the sole way to pay for the renovations, many find ease of use in this program, since it can be rolled in with the home purchase mortgage. Learn more about… [Read More]

20 Questions to Ask Your Realtor When Buying A Home


Purchasing a home will be one of the most important decisions to make in your entire life. It is wise to be thorough. This week, Nickel City Funding provides Orchard Park, NY customers with a list of twenty questions to ask a realtor when buying a home. In speaking to realtors, we have found the… [Read More]