What is an FHA Streamline Refinance?

Happy Attractive African American Family in Front of Beautiful House.

FHA Streamline Refinance Process FHA loans are a type of nonconventional mortgage with flexible approval requirements that help many types of borrowers become homeowners. FHA Streamline refinancing is a refinancing solution that helps borrowers save month after month in interest and/or MIP. In this week’s Nickel City Funding blog, we’ll outline the FHA streamline process,… [Read More]

The Advantages of Using a Real Estate Agent

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While making any significant life decision, it’s important to work with people who are experts in their fields. When it comes to buying a home, there are several types of professionals you’ll want to consider working with. In addition to a mortgage broker or lending professional, a real estate agent is a key player in… [Read More]

The Differences Between Brokers and Lenders


When it comes to securing home financing, it’s important to understand the key players and institutions in the process. Here, we’ll discuss the differences between brokers and lenders and how each participates in home loans. At Nickel City Funding, our mortgage brokers have more than 20 years in the industry. We’re happy to answer any… [Read More]

What to Look for When Buying a Home


Whether you’re buying your first home or your fifth, it’s important to start your search prepared with the most up-to-date information. In addition to finding a home with all of the features you love, you’ll also need to look for any obvious and not-so-obvious red flags. Buying a home is one of the most important… [Read More]

The Mortgage Process: An Overview

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Making the decision to purchase a home is an amazing milestone in anyone’s life. Owning a home can be wonderfully rewarding and can be a great financial investment over time. As with any major investment or momentous occasion, you want to know what you’re getting into up front. In this week’s blog, the Nickel City… [Read More]

What is TRID and What Does It Mean to You?

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What is TRID and What Does It Mean to You? The TRID is a special type of disclosure that is designed to give home buyers a clear and honest look at their mortgages before closing. At Nickel City Funding Inc., our mortgage professionals work with clients through each step of the mortgage and help in… [Read More]

Saving Money Through Seller’s Concessions

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When you work with skilled professionals when purchasing a home, you can take advantage of certain specifics and agreements that you may not know of otherwise. Seller’s concessions are one such perk that can benefit you. These are agreements that you as a buyer make with the person selling the home you will purchase. Here,… [Read More]

What’s the Difference between an FHA Loan and a USDA Loan?

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If you’re in the market for a home loan, you’ve likely heard of two popular home financing options: FHA loans and USDA loans. Both of these mortgages are fully funded through private lenders, but insured through a division of the federal government. While each has unique benefits, both types of loans have little to no… [Read More]

Tips for Repairing and Improving your Credit

Money & Debt Worries, Young Woman Stressed by Credit Cards

Consider These Tips for Improving Credit Are you interested in improving your credit score? If so, you’ve already taken the first step by exploring actionable items to improve it. There are a great number of changes you can make today and in the future that can gradually build your credit score over time. The Nickel… [Read More]