Fannie Mae HomeReady Loans

Fannie Mae HomeReady mortgages are a great program for credit worthy borrowers who may have a lower income or down payment. You can pay as little as 3% down, even less than the 3.50% minimum down payment on an FHA Loan, which helps many with their goal of homeownership. Plus, you are allowed the use…

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Five Useful Tips For First Time Homebuyers

Although buying a home is a very exciting milestone, the process can often seem overwhelming because of the numerous factors to consider and it is a significant financial responsibility. Finding the right home and the right type of financing can take a great deal of research and preparation, and it can definitely help a potential…

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Using a Bridge Loan To Purchase a Property

Are you a homeowner who is interested in selling your current property and buying a different home and curious about using the funds from that sale to buy the new property? In some instances this can cause a certain amount of financial stress because the sale and closing dates do not align. Bridge loans can…

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Purchasing a Home with the Help of the USDA

Are you ready to purchase a home, and located in a rural or suburban area? If you are, you may be able to qualify for a unique home loan program offered by the U.S. Department of Agriculture, (USDA). USDA loans can offer many advantages for a home buyer, including a zero down payment. If you…

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Purchasing a Property With a Homestyle Loan

If you are interested in buying a property that may be in need of some additional repair or upkeep, or if you already own a home and are interested in finding funding to afford renovations or a remodel, you may want to consider a homestyle loan, which is intended to help make home improvements on…

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Buying a Property With a Fixed Rate Mortgage

When you are buying a home, the type of mortgage rate you choose is a significant factor to consider and will be a major factor when determining the amount of money that you will spend each month on your mortgage payments. Fixed rate mortgages, which are loans that have an interest rate that stays the…

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FHA Refinancing Solutions

FHA loans are a very popular type of home loan that are backed by the Federal Housing Administration and offer borrowers who may not typically qualify for a traditional mortgage the opportunity to become a homeowner. An FHA loan offers the opportunity to receive home financing with a reduced down payment and more lenient credit…

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Down Payment Assistance Options for Potential Homebuyers

Even though becoming a new homeowner is a very exciting venture, many potential buyers can be worried that they may not have enough funding to make a down payment on a home. Fortunately, there are several available programs intended to help prospective borrowers that are interested in purchasing a property. If you have been looking…

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Buying a Home With an Adjustable Rate Mortgage

There are many big decisions required when you buy a home, and there are also many different financial factors to consider along the way. One of the more important decisions you need to make when you become a homeowner is what type of financing to use and what type of mortgage rate will best suit…

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Can You Remove Private Mortgage Insurance Premiums?

If you used a mortgage to purchase your home, and made a down payment of less than 20%, you probably have had to pay for private mortgage insurance. Private mortgage insurance, (or PMI), can add a significant cost to your monthly mortgage amount, but fortunately, there are steps you can take to end that additional…

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Registered Mortgage Broker-NY State Dept. of Financial Services. All loans arranged thru 3rd party lenders. NMLS #1586

Equal Housing Lender

Contact Us

Nickel City Funding, Inc.
3460 Seneca St.
West Seneca, NY 14224
Phone: 7165585200


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